કિસાન ક્રેડીટ કાર્ડની જેમ વેપારી ક્રેડીટ કાર્ડ આપવાનો નિર્ણય, ભારતના અર્થતંત્રને વેગ આપશે આ નવું કાર્ડ

31-May-2022

ગુજરાતી ભાષામાં અનુવાદ કરો

After Kisan Credit Card now comes Business Credit Card. It is believed that credit card holders will be able to meet the immediate money needs of small traders or hawkers. There are more than 60 million small traders, manufacturers, hawkers, hawkers, etc. in India. The value of these people in the Indian economy is insignificant, but the fact is that they are the backbone of the economy. Such banks will have to create an economic digital ecosystem like Vijay Mallya and see which party has the real desire to do business. The GST Council will also join it. If these crores of rupees had been paid to small traders, they would have been able to do better business, free themselves from the cycle of interest and even pay timely installments to the banks. But what the common man knows, the finance minister of the country does not know, it has been seen in 3 years. But now the finance ministry has woken up and decided to issue commercial credit cards like Kisan Credit Cards as part of an effort to finance small businesses like Micro, Small and Medium Enterprises (MSMEs), the backbone of India's economy. It is believed that the credit cards issued by the government will have low interest rates without penalty and interest free cash withdrawals. . However these figures are baseless. The fact is that 80% of small business owners go to private burglars for their money needs and lose more interest and prestige. Such private lenders do not require any documents. Just keep the money in front of the blank check and between any guarantor. Those who live in between are Sagritaj. The credit card system introduced by the banks is trapping the middle class in a cycle of interest. Banks also charge higher interest rates than private lenders. Late payment fees and charges including finance charges if cash is withdrawn will break the back of the borrower. The committee has prepared a very useful roadmap for small traders. These marches and small businesses employ 110 million people. After agriculture, MSME sector linking small industries is giving jobs. While the corporate sector employs 30 to 40 million people. It is very difficult for small shopkeepers or businesses to get funding for a business. Half of its trade power is spent on building economic facilities. Millions of people flock to start a new business and set up large-scale setups. Thousands of such people have to be laid down at any time for which the main reason is money. When the middle class thinks of making a small profit, it comes to their notice where to bring money. The MSME sector has been around for years. Banks have been dealing with large and financially affluent people and those who can provide collateral and have neglected small businesses and shopkeepers. Bringing a business card is still a proposal. But the fact is that the government is going to bring it. The main reason behind this is to make small traders financially viable. The government wants to digitize the economic system of the entire trading system. After that, even smallholders will be brought under GST. It seems that there is a plan to create a digital ecosystem at the economic level in the country. But the advantage for small traders is that their credit will be determined based on the turnover they show and how much money they need each day. If his four or five deals are regular then his credit will be increased. Thus all the small businesses will be brought on one portal. The whole economic digital ecosystem will be created and it will be seen which party has the real desire to do business. The GST Council will also join. Small traders still get loans through some government agencies but the lending government officials or banks seem to be doing them a favor. Government banks have become accustomed to pushing for non-essential documents. Neither the banks nor any system of government can meet the immediate need of small traders for money. Seeing this, banks have started carrying out robberies through credit cards. The word credit card has become suspicious after seeing this robbery. However, now with the success of Kisan Credit Card, the government is turning to business credit cards. Is constantly going through economic hardships. He wakes up in the morning and is seen rushing to adjust his bank balance. From someone with whom you have a money transaction or other private business He takes money from the banks and saves the bank balance of the day. In all his dealings, he has to pay very little interest. After the bank is settled, he eats immediately. Hardly paying attention in the afternoon business falls into the trap of tomorrow's finance. Private finance companies or private bankers lend money to small business owners at exorbitant interest rates and then entangle them in a cycle of interest-bearing interest. People get caught up in the cycle of interest in the hope of earning money tomorrow and paying it off. Such people are in a position to lose and gamble twice. In the end, it's time to dump her and move on. But because of his inability to pay on time, no one is willing to trust him.
Author : Gujaratenews